The Deposit Schemes offered by the Bank are:

Accounts can be opened and maintained by an Individual, Proprietorship Firm, Joint Stock Company, Partnership Firm, Trust and Foundation. There is no restriction in operation of the Account.

Accounts can be opened by Individuals either singly or jointly, Schools, Religious Bodies, SHGs, etc. Withdrawals are restricted to maximum three times in a week. Three Cheque Books in a year are issued without any cost. Interest is paid @ 4.25% p.a. & calculated on daily balance basis which is 0.25% higher than other PSU Banks in the Country.

Minor children are allowed to open Savings Account jointly with their parents/guardians which are to be operated by natural guardian or guardian appointed by Court. School going children from 14 years of age are allowed to operate upon the account so as to acquaint themselves with banking habit.

No Frills S/B Account may be opened with minimum initial deposit of Rs.10/- and the balance in the Account should not fall below Rs.5.00. Such accounts are allowed to be opened by Farmers, Agriculture Labourers, Daily Wage Earners, Factory Workers and Labourers, Manual Labourers and Helpers, Cart/Taxi/Bus/Vehicle Drivers and Conductors, NGOs and any Other Person belonging to Low Income Group.

Accounts can be opened by Individuals either singly or jointly and for minor children, etc. Monthly installment is fixed for a certain period starting from 1 year to 10 years. Interest on deposits are compounded on the Terms deposit rates at quarterly intervals. Senior Citizens of 60 years of age and above are paid 0.75% p.a. higher rates than the normal Fixed Deposit Rate fixed by the Bank.

Account can be opened by any Individual, Firm, Cooperative Society, Club, or any Institutional Body having legal status starting from 7 days term to above Three years term. Interest is paid at half yearly rest depending upon the rate and period of deposit. Senior Citizens of 60 years of age and above are paid 0.75% p.a. higher rate than the normal rate.

Monthly R D installment is transferred from monthly interest of linking F D Account in order to give more benefit of yield on depositors investment with the Bank.

Monthly interest is transferred from Fixed Deposits to Savings Bank Account. Senior Citizens of 60 years of age and above are paid 0.75% p.a. higher rates than the normal Rate fixed by the Bank.

Maturity value is worked out on the basis of compounding factor thereby enabling depositor to earn more benefit than simple FDs.