Privacy Policy

In the course of using this website/application or any products and services by The Meghalaya Co-operative Apex Bank Ltd, the Bank may become privy to the personal information of its customers, including information that is of a confidential nature.

The Meghalaya Co-operative Apex Bank Ltd is strongly committed to protect the privacy of its customers and has taken all necessary measures to protect the confidentiality of the customer information and its transmission through the different channels of applications and it shall not be held liable for disclosure of the confidential information when in accordance with this privacy statement or in terms of the agreements, if any, with the customers.

The Meghalaya Co-operative Apex Bank Ltd endeavours to safeguard and ensure the security of the information provided by the customer.The customer would be required to co-operate with the bank in order to ensure the security of the information, and it is recommended that the customers choose their passwords/PIN carefully and make the password/PIN difficult for others to guess.The customers should undertake not to disclose their password/PIN to anyone or keep any written or other record of the password/PIN such that other can access it

The Meghalaya Co-operative Apex Bank Ltd undertakes not to disclose the information provided by the Customers to any person, unless such action is necessary to:

Conform to legal requirements or comply with legal process;

Protect and defend MCAB Ltd rights, interests or property;

Enforce the terms and conditions of the products or services; or

Act to protect the interests of MCAB Ltd,its members, constituents or of other persons.

The Customers shall not disclose to any other person, in any manner whatsoever, any information relating The Meghalaya Co-operative Apex Bank Ltd of a confidential nature obtained in the course of availing any of the applications/services/products. Failure to comply with this obligation shall be deemed a serious breach of the terms herein and shall entitle The Meghalaya Co-operative Apex Bank to terminate the services, without prejudice to recover any damages, to which the Customer may be liable.

The Meghalaya Co-operative Apex Bank Ltd will limit the collection and use of Customer information only on a need-to-know basis to deliver better service to the Customers.The Meghalaya Co-operative Apex Bank Ltd may use and share the information provided by the Customers and third parties for providing services, and notifying or contacting the Customers regarding any problem with, or the expiration of, such services.